Hello. Hello. My name is Randy with Bank of America. Hello, sir. Hello, sir, can you hear me? How are those? Hello, sir, can you hear me? Hello, sir. Can you hear me at all? Hello, sir. My name is Randy with Bank of America's fraud department. This call may be monitored. I'm calling for a Michael. Hello, sir. My name is Randy with Bank of America's fraud department. Hello, sir. My name is Randy from Bank of America's fraud department. This call may be monitored. I'm calling for a Michael Snodgrass. I'm sorry. So can you repeat that? Hello. Sir. All right, sir. Go ahead and take your time. Hello. Sir. Hello, sir, can you hear me? Hi, my name is Randy with Bank of America's fraud department. This call may be on. A recorded. I'm calling for a microdgrass. Is this him?