Hey, this is Chris. As you've probably heard, our US Financial system is going through an overhaul. It has been discovered that most credit card companies and lenders have broken important laws. The Fair Credit Billing act and the Fair Credit Reporting Act. Major corporations have been taking advantage of consumers like yourself for years. What this means to you is that you may no longer be obligated to repay these debts. To make sure you get to take advantage of these developments, I'll now connect you with a financial services consultant who who can provide answers to any questions you may have. Please hold. Thank you for holding. There are currently two callers ahead of you. You may not be aware, but recent investigations have uncovered major violations by credit card companies and lenders. These violations include failures to comply with the Fair Credit Billing act and the Fair Credit Reporting act, two key laws designed to protect consumers like you. As a result, many debts that appear on credit reports may no longer be legally enforceable. You are the next caller in line. Please keep in mind our agents cannot handle opt out requests. If you wish to be placed on our Do Not Call list, you may do so by hanging up within the next 10 seconds. For years, large financial institutions have used complex policies, hidden fees, and unfair practices that have negatively impacted consumers. But now, due to these legal violations, a significant number of people may no longer have an obligation to repay certain debts. This is a major financial development that could affect your situation in ways you might not have expected. If you've ever felt overwhelmed by credit card balances or loans, now is the time to understand your rights. Our goal is to provide you with clear and accurate information so you can make informed decisions about your financial future. Thank you again for holding. One of our agents are now available to speak with you. Please press 4 to be connected again. Please press 4 now to connect to an agent. If you would like to be connected to an agent, press 4 now. Otherwise the call will be disconnected. Thank you.