Says Christopher Adams with the offices of d. or and associates l c this point we've obviously tried calling to no avail we do need to urge you to please take this matter seriously and either give us a call back today to resolve this matter once and for all or go to our mobile web site to do that which is the address w w w go to d r a dot com that is w w w go to d.s. and ours in recovery a as an associate. Says a friendly reminder that online all online pay offs or remain reduced by 80 percent as a result of the downturn in the us economy nevertheless credit will be more important than ever when we emerge from the downturn so if you please take the time to resolve this now you may also chat with one of our friendly agents on the mobile web site if you'd rather do that.