Hello. Good evening, Mr. Smith. My name is Rachel, and I'm calling from Consumer Services. So I'm reaching out to you today because per our records, it looks like you still have more than $7,000 in credit card debt and you've been making your monthly payments on time. Right. All right. Thank you. So based on your track record of making payments and your situation, your total debts can be reduced. Oh, sure. I was saying that based on your track record of making payments and your situation, your total debts can be reduced by like, 20 to 40%. So this is just a free consultation call, and I was wondering, do you handle the bills and take care of these credit cards by yourself or not? Got it. Thank you. Could you tell me how much you owe on all your credit cards combined? Just a ballpark figure, like 10,000, 20 or maybe more. I missed that part. Could you tell me again how much you owe on all your credit cards combined? Just a rough estimate. Okay.