Hello? Good morning, Ginger. This is █████ with Consumer Services. How are you doing today? Oh, I see. Just to confirm I'm calling. I didn't catch that. I'm calling because the information we receive shows you've been making payments on your credit cards on time, but you're still carrying over ███████. Okay, thank you. That's actually good because it means you may qualify for a program that can cut your total debt by up. No problem. I was just saying that's actually good because it means you may qualify for a program that can cut your. No worries. To help us determine how much you might save, could you tell me how much you currently owe on your credit cards compared to. I'm having trouble understanding. To help us see what you might qualify for, could you tell me roughly how much you owe on your. I'm unable to assist at this time. Goodbye.