Hi, this is ███ with Amerisave on a recorded line calling about your. Am I speaking with ██████████████? Yes. I can hear you. Great. I'm going to bring in a loan officer who can provide you with a personalized quote and help with your loan request. Hi, ██████. I have ██████████████████ on the line. I'll let you take it from here. Thank you both and have a nice day. ███████. How you doing this morning? How are you doing? This morning. How. Are you? Doing this morning? Can you hear me? Okay? So can you fill me in a bit on what we're kind of trying to accomplish there, how it can help? Hello. So what are we trying to do with the loan? Are we pulling cash out? Are we just trying to lower the payment? What are we doing? Here. Hello.