Hello, this is U.S. representative ██████████. One of my most important jobs as your representative is helping you navigate issues with federal agencies. That's why we are hosting a live telephone town hall right now to help you learn important ways to protect your personal information, fight fraud, and stop scams. Now, if you'd like to participate, just simply stay on the line. There will be representatives from the Federal Trade Commission and the Federal Bureau of Investigation on the line with us to answer your questions. Now, if you are unable to participate at this time and want more information, please visit ███████████████ that's █████████████ ███████████ and contact one of our three district offices. Again, please stay on the line and you will be connected to our live telephone town hall conference. If you would prefer to opt out of our telephone town halls permanently, just press 9. If you need assistance with this issue or any other federal agency by calling area code ████████████. That's area code █████████████. Please hold while we connect you to your Access Live event. This Access Live event is currently in progress. Please note this call may be monitored, recorded or rebroadcast. If you would like to ask a question during Today's event, press Star 3 on your telephone keypad at any time. So if you'd like to ask a question, you could press Star three on your phone at any time during the event. If your question is not answered during tonight's call, you can call one of our three district offices in ████, ██████ or █████████, where our team will be happy to help you. I'll announce those office locations and phone numbers throughout tonight's call. We recommend that you have a pen and paper handy so you can write down those numbers and any other information that you find useful. Additionally, if you missed part of tonight's call or would like to hear a replay, we are live streaming this event on Representative █████'s facebook █████████████████ ████████████ with that, I now turn the call over to Representative ██████████. Thank you, ████. And good evening, everybody, and thank you for joining us tonight for this important telephone call and regarding all the ways you can protect your personal information, fight fraud and stop scams. Now, I am joined on the line by ████████████████ from the Federal Trade Commission's Cleveland office, ███████ and ████ from the FBI's Healthcare and Complex Financial Crime Division, and ███████████ from the Office of Pennsylvania Attorney General. We thank you all for being here. Now, many of you on this call have likely received suspicious emails or texts over the years. And our office often receives calls from constituents who are incredibly concerned about scams and fraud. In some cases, they've even fallen victim to these deceptive messages. I can tell you, I've got these calls. My wife has got these calls. And I keep telling her, I said, vicki, please, this is a scam. This is a scam. Now, that's not putting my wife down or anybody. We're really, because of the type of people we want to help, people who are in trouble. And so when we hear that there's something going on, we want to help out. But I got to tell you, this is a dangerous time that we're living in. In April, the Federal Trade Commission revealed that scammers stole $███ billion. That's ███ billion with a B dollars from Americans by a.