Hey, Colt. Hello, Colt. How are you? Good, good. Happy to hear that. So, my name is Tom Malinski. I work with your mortgage company and we take a look at your guys opportunities and see if there's any options to help you save on the current mortgage. Bless you. Take a look at everything for you. Okay, give me a minute. You have any, you know, higher interest rate debts and things like that? Okay, looks like it's you and Edna. See here your event. Thank you for your service. Okay, pull up. Pulling up your Social Security. Let's take a look at that. All right, so do that. Okay, so it looks like the social. 57259. Okay. Date of birth? 315 1963. All right, so what do we got here? So, looks like we definitely do have a good amount of credit card debt. So it looks like we can probably save you maybe upwards to $1,000 a month from the looks of it. Okay, let's see.