Hello. Good afternoon. My name is ███████. Right now, in ████████, full coverage auto insurance typically runs around $███ to $███ a month for many drivers. And a lot of people here end up paying more than they should without realizing it. That's why we're doing free coverage checks. So you do own a car, right? I was saying that your vehicle might be an excellent fit for our new rate program. You could keep the same coverage and still pay less every month just to confirm you own the car, right? I get that you might not be interested right now, but with rates dropping this much, can I ask what's holding you back from checking? If you could save more? I really want to help you get the best benefits possible. Can you please share what your concerns are? So sorry about that. This will just take a minute. Would you be able to talk for just a moment? I understand that you're busy, but can I just borrow a moment of your time?