Yes. Hello. Good day. This is Chris with DMs Payments Debt Management Services. Reason we're trying to contact you, we have an account that was placed with our office. It looks like it has been through several collection agencies already. At this point, we do need to determine whether or not this is something you have any intentions of resolving voluntarily. We appreciate your cooperation in advance. Please either give us a call back, or if you prefer electronic communications, go to the website, get this resolved today before further collection efforts begins. The website address, if you prefer, that is d as in debt, m as in management, S as in servicespayments.com again, or you can call us back at this number. By law, I am required to inform you this communication is from a debt collector. Thank you.