Good afternoon, ████. This is ██████ with Consumer Services. How are you doing today? I'm glad to hear that. I'm calling because our records show you've been making payments on your credit cards on time. Credit cards on time, but you're still carrying over $███████ in balances, is that right? Okay. Thank you. That's actually good because it means you may qualify for a program that can cut your total debt by. Total debt by up to ██% and eliminate interest. Sure. I was saying this program could potentially reduce what you owe by up to ██%. I'm happy to repeat that for you. This program could cut your total debt by up to ██%. I didn't catch that. Could you please tell me roughly how much you currently owe on your credit cards combined? I understand. I'll speak up a bit. To help us determine how much you might save. Could you tell me how much you currently owe on your credit cards combined? Just a ballpark estimate. Is it closer to $██